Role-specific questions
1. Which ratios do you look at first when assessing a borrower?
How to answer: Be specific: name tools, standards or numbers you have personally used, and be honest about your level.
2. How do you assess the repayment capacity of a company?
How to answer: Answer with a short framework (two or three steps), then back it with a specific example and the result.
3. What are covenants and why do they matter?
How to answer: Be specific: name tools, standards or numbers you have personally used, and be honest about your level.
4. Describe a credit proposal you rejected and why.
How to answer: Use the STAR method: Situation, Task, Action, Result. Close with a number and what you learned.
Common questions for Banking & Lending roles
How do you balance targets with risk?
What interviewers look for: Show you do not compromise policy and describe how you escalate and say no.
Describe a difficult customer case.
What interviewers look for: Explain empathy, rules you applied, escalation and the resolution.
What regulations affect your day-to-day work?
What interviewers look for: Name the relevant regulations and explain how they change what you do.
Prepare a STAR story bank
- Situation: one or two sentences of context.
- Task: what you were responsible for.
- Action: what you did, step by step.
- Result: the outcome with a number, plus what you learned.
The Interview page in the app saves your own answers for each question and has a practice timer.